It seems my Toshiba 20GB 2.5″ (second failure) and my Seagate 300GB 3.5″ failed within the span of two weeks. Toshiba’s RMA policy is far better than Seagates, even if Seagate offers an additional two years of warranty. A five year warranty is somewhat diminished if you have to pay for an expedient replacement. Toshiba is willing to charge your credit card and replace the defective disk immediately, crediting your card back when the defective disk is received. (Of course later I learned just how bad of an idea it is to ever give a company a deposit in exchange for warranty service.)